{"id":6998,"date":"2025-02-01T15:00:16","date_gmt":"2025-02-01T15:00:16","guid":{"rendered":"https:\/\/www.incredmoney.com\/blog\/?p=6998"},"modified":"2025-02-21T05:55:03","modified_gmt":"2025-02-21T05:55:03","slug":"union-budget-2025-big-moves-bigger-impact","status":"publish","type":"post","link":"https:\/\/devblog.incredmoney.com\/blog\/union-budget-2025-big-moves-bigger-impact\/","title":{"rendered":"Union Budget 2025: Big Moves, Bigger Impact!"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">The Union Budget 2025 is here, packed with announcements that could reshape your finances, career, and lifestyle. Here\u2019s a quick breakdown of what it means for you:<\/span><\/p>\n<h3><\/h3>\n<h3><b>\ud83d\udcb0 Middle-Class Relief<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">No income tax up to \u20b912 lakh under the new regime.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Senior citizens get double TDS limits on interest (up to \u20b91 lakh).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Renters benefit from higher TDS thresholds (\u20b96 lakh vs \u20b92.4 lakh earlier).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Education loans for abroad are now TCS-free, and old NSS withdrawals are tax-free.<\/span><\/li>\n<\/ul>\n<h3><b>\ud83c\udfe6 Banking &amp; Finance<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">FDI in insurance raised to 100%, boosting investments.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">New Grameen Credit Score helps rural borrowers access loans.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Simplified KYC processes make banking easier.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u20b915,000 crore SWAMIH Fund 2 to complete stalled housing projects.<\/span><\/li>\n<\/ul>\n<h3><b>\ud83c\udfed MSMEs Get a Push<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Loan limits doubled for small businesses.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u20b95 lakh credit cards for entrepreneurs.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u20b910,000 crore Fund of Funds for startups.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Special support for toy, leather, footwear industries, and women\/SC-ST entrepreneurs.<\/span><\/li>\n<\/ul>\n<h3><b>\ud83c\udf93 Jobs &amp; Skills<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">50,000 Atal Tinkering Labs to foster innovation.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">More medical\/engineering seats for students.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gig workers get ID cards and free healthcare.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">AI Centre of Excellence and 5 Skill Centres for global job readiness.<\/span><\/li>\n<\/ul>\n<h3><b>\u26a1 Clean Energy Push<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Goal of 100 GW nuclear energy by 2047.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Boost for solar, EV batteries, wind energy, and grid storage.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">States rewarded for improving power infrastructure.<\/span><\/li>\n<\/ul>\n<h3><b>\ud83c\udf0d Exports &amp; Trade<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Easier loans and clearances for exporters.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">BharatTradeNet simplifies global trade.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enhanced air cargo and warehousing facilities for high-value exports.<\/span><\/li>\n<\/ul>\n<h3><b>\ud83d\ude9c Farming Focus<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">PM Dhan-Dhaanya Krishi Yojana boosts farming in 100 districts.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mission for pulses aims at self-sufficiency.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Support for fruit, vegetable, cotton farmers, and Bihar\u2019s makhana growers.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3><b>\ud83c\udfd9\ufe0f Urban &amp; Tourism Growth<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u20b91 lakh crore Urban Challenge Fund for smart cities.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">50 top tourist spots upgraded, with focus on Buddhist heritage.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">PM SVANidhi Scheme expanded for street vendors.<\/span><\/li>\n<\/ul>\n<h3><b>\u26cf\ufe0f Tech &amp; Innovation<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">New mining policy speeds up approvals.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u20b920,000 crore Deep Tech Fund for AI and research.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">India\u2019s second Gene Bank and National Geospatial Mission launched.<\/span><\/li>\n<\/ul>\n<h3><b>Final Takeaway<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">The Budget 2025 focuses on empowering individuals, boosting businesses, and driving innovation. From tax cuts to green energy, it\u2019s a roadmap for a brighter, more inclusive future.<\/span><\/p>\n<p>Source: Union Budget 2025<\/p>\n<p data-start=\"2547\" data-end=\"2740\"><strong data-start=\"2550\" data-end=\"2601\">Read more on key economic trends shaping India:<\/strong> <a href=\"https:\/\/www.incredmoney.com\/blog\/top-14-takeaways-from-the-economic-survey-2024-25\/\" target=\"_new\" rel=\"noopener\" data-start=\"2602\" data-end=\"2738\">Top 14 Takeaways from the Economic Survey 2024-25<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Union Budget 2025 is here, packed with announcements that could reshape your finances, career, and lifestyle. Here\u2019s a quick breakdown of what it means for you: \ud83d\udcb0 Middle-Class Relief No income tax up to \u20b912 lakh under the new regime. Senior citizens get double TDS limits on interest (up to \u20b91 lakh). Renters benefit [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":7010,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[7,32],"tags":[],"class_list":["post-6998","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economy","category-twitter-threads"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Union Budget 2025: Big Moves, Bigger Impact! - InCred Money<\/title>\n<meta name=\"description\" content=\"Union Budget 2025 highlights: Tax relief for the middle class, FDI boost in insurance, MSME support, clean energy push, job creation, and urban growth initiatives. 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