{"id":6975,"date":"2025-02-04T10:22:15","date_gmt":"2025-02-04T10:22:15","guid":{"rendered":"https:\/\/www.incredmoney.com\/blog\/?p=6975"},"modified":"2025-02-21T05:54:20","modified_gmt":"2025-02-21T05:54:20","slug":"mistakes-to-avoid-while-investing-in-fixed-deposits-fds","status":"publish","type":"post","link":"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/","title":{"rendered":"Mistakes to Avoid While Investing in Fixed Deposits (FDs)"},"content":{"rendered":"

Fixed Deposits<\/a> (FDs) have long been a preferred investment choice for those seeking stability and assured returns. According to Statista, as of 2020, Indians held over \u20b946 trillion in bank fixed deposits, making them one of the most popular financial instruments. However, despite their simplicity, many investors make mistakes that could erode their returns or lead to unnecessary complications. This article outlines the most common mistakes to avoid while investing in FDs and provides data-backed strategies to maximize your returns.<\/span><\/p>\n

1. Investing Without a Clear Financial Goal<\/b><\/h2>\n

One of the most common mistakes is investing in FDs without a well-defined financial objective. Without clear goals, investors may end up choosing the wrong tenure or institution. Whether your FD is meant for short-term liquidity, wealth preservation, or tax benefits, ensuring that it aligns with your financial goals is crucial.<\/span><\/p>\n

Tip:<\/b> Define whether your FD is for emergency funds, long-term savings, or tax benefits before investing.<\/span><\/p>\n

2. Failing to Compare Interest Rates Across Banks<\/b><\/h2>\n

Interest rates on FDs vary across banks and financial institutions. While major banks offer safety, some private banks and NBFCs provide higher interest rates. Not comparing different options could mean settling for lower returns.<\/span><\/p>\n

Example:<\/b> As of January 2024, SBI offers an FD interest rate of around 6.5% for a 5-year term, while certain NBFCs offer up to 7.5%.<\/span><\/p>\n

Tip:<\/b>\u00a0Use online FD comparison tools or a platform like InCred Money<\/a> where multiple options are available to check the best rates before making a decision.<\/p>\n

3. Investing All Funds in a Single FD<\/b><\/h2>\n

Putting all your money into one Fixed Deposits<\/a> exposes you to concentration risk. If interest rates rise after you lock in your funds, you lose the opportunity to earn higher returns.<\/span><\/p>\n

Solution:<\/b> Diversify your FD investments across different banks and tenures to balance liquidity and returns.<\/span><\/p>\n

4. Not Considering the Impact of Inflation<\/b><\/h2>\n

Inflation erodes the purchasing power of money. If your FD earns 6% interest, but inflation is 7%, you are effectively losing value.<\/span><\/p>\n

Tip:<\/b> Consider investing a portion of your funds in inflation-beating assets like mutual funds and stocks while keeping some in FDs for security.<\/span><\/p>\n

5. Ignoring Tax Implications<\/b><\/h2>\n

Fixed Deposits<\/a>\u00a0interest earnings are taxable based on your income tax slab. Many investors forget this and assume they will receive the full interest amount.<\/span><\/p>\n

Example:<\/b> If you are in the 30% tax bracket and earn \u20b9100,000 as interest from an FD, \u20b930,000 will be deducted as tax.<\/span><\/p>\n

Solution:<\/b> Consider tax-saving FDs under Section 80C or distribute FD investments across family members in lower tax brackets.<\/span><\/p>\n

6. Choosing Long-Term FDs Without Evaluating Interest Rate Trends<\/b><\/h2>\n

Locking your money in a long-term FD when interest rates are low could mean missing out on better future rates.<\/span><\/p>\n

Tip:<\/b> If rates are expected to rise, opt for short-term FDs or laddering strategies instead of long-term commitments.<\/span><\/p>\n

7. Ignoring Premature Withdrawal Penalties<\/b><\/h2>\n

Many investors overlook premature withdrawal charges, which can significantly reduce returns when money is needed urgently.<\/span><\/p>\n

Example:<\/b> A bank may impose a 1% penalty on the interest rate for early withdrawal.<\/span><\/p>\n

Solution:<\/b> Always check withdrawal conditions before investing. Opt for banks that offer flexible premature withdrawal policies if you anticipate liquidity needs.<\/span><\/p>\n

8. Forgetting to Renew or Reinvest on Maturity<\/b><\/h2>\n

Many investors let their FDs auto-renew without checking prevailing interest rates. This could lead to reinvestment at lower rates.<\/span><\/p>\n

Tip:<\/b> Set reminders to review FD interest rates at maturity and reinvest wisely.<\/span><\/p>\n

9. Not Verifying the Credibility of the Financial Institution<\/b><\/h2>\n

While private banks and NBFCs may offer higher interest rates, not all are equally secure.<\/span><\/p>\n

Example:<\/b> In the past, certain NBFCs and cooperative banks have faced financial distress, causing delays in withdrawals.<\/span><\/p>\n

Solution:<\/b> Ensure the institution is RBI-regulated and has a high credit rating before investing.<\/span><\/p>\n

10. Ignoring Deposit Insurance Limits<\/b><\/h2>\n

The Deposit Insurance and Credit Guarantee Corporation (DICGC) insures deposits up to \u20b95 lakh per bank per depositor.<\/span><\/p>\n

Tip:<\/b> If you have more than \u20b95 lakh to invest, consider splitting your deposits across multiple banks to stay within insurance limits.<\/span><\/p>\n

\n

Conclusion<\/b><\/h2>\n

Fixed Deposits<\/a>\u00a0remain a reliable investment option for conservative investors, but to make the most of them, it’s essential to avoid common pitfalls. By setting clear goals, comparing interest rates, understanding tax implications, and diversifying investments, you can maximize returns while ensuring financial security.<\/span><\/p>\n

Sources:<\/b><\/h3>\n
    \n
  1. Statista: India Bank Fixed Deposits Value<\/span><\/li>\n
  2. ICICI Bank: Fixed Deposit Guide<\/span><\/li>\n
  3. Angel One: Common Mistakes in FD Investments<\/span><\/li>\n
  4. Bank of Baroda: Fixed Deposit Investment Mistakes<\/span><\/li>\n
  5. RBI: Deposit Insurance and Credit Guarantee Corporation<\/span><\/a><\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"

    Fixed Deposits (FDs) have long been a preferred investment choice for those seeking stability and assured returns. According to Statista, as of 2020, Indians held over \u20b946 trillion in bank fixed deposits, making them one of the most popular financial instruments. However, despite their simplicity, many investors make mistakes that could erode their returns or […]<\/p>\n","protected":false},"author":8,"featured_media":6976,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[8,31],"tags":[2],"class_list":["post-6975","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fixed-deposits-fds","category-investing","tag-blog"],"acf":[],"yoast_head":"\nMistakes to Avoid While Investing in Fixed Deposits (FDs) - InCred Money<\/title>\n<meta name=\"description\" content=\"Fixed Deposits (FDs) have long been a preferred investment choice for those seeking stability and assured returns.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mistakes to Avoid While Investing in Fixed Deposits (FDs) - InCred Money\" \/>\n<meta property=\"og:description\" content=\"Fixed Deposits (FDs) have long been a preferred investment choice for those seeking stability and assured returns.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/\" \/>\n<meta property=\"og:site_name\" content=\"InCred Money\" \/>\n<meta property=\"article:published_time\" content=\"2025-02-04T10:22:15+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-02-21T05:54:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/s3.ap-south-1.amazonaws.com\/devblogs.incredmoney.com\/blog\/wp-content\/uploads\/2025\/02\/04101723\/image-5.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1246\" \/>\n\t<meta property=\"og:image:height\" content=\"826\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Chirag Yogi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Chirag Yogi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":[\"Article\",\"BlogPosting\"],\"@id\":\"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/\"},\"author\":{\"name\":\"Chirag Yogi\",\"@id\":\"https:\/\/devblog.incredmoney.com\/blog\/#\/schema\/person\/38aa234e2be70f9819b5eaabe0fbaca9\"},\"headline\":\"Mistakes to Avoid While Investing in Fixed Deposits (FDs)\",\"datePublished\":\"2025-02-04T10:22:15+00:00\",\"dateModified\":\"2025-02-21T05:54:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/\"},\"wordCount\":732,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/s3.ap-south-1.amazonaws.com\/devblogs.incredmoney.com\/blog\/wp-content\/uploads\/2025\/02\/04101723\/image-5.png\",\"keywords\":[\"Blogs\"],\"articleSection\":[\"Fixed Deposits (FDs)\",\"Investing\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/\",\"url\":\"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/\",\"name\":\"Mistakes to Avoid While Investing in Fixed Deposits (FDs) - InCred Money\",\"isPartOf\":{\"@id\":\"https:\/\/devblog.incredmoney.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/s3.ap-south-1.amazonaws.com\/devblogs.incredmoney.com\/blog\/wp-content\/uploads\/2025\/02\/04101723\/image-5.png\",\"datePublished\":\"2025-02-04T10:22:15+00:00\",\"dateModified\":\"2025-02-21T05:54:20+00:00\",\"author\":{\"@id\":\"https:\/\/devblog.incredmoney.com\/blog\/#\/schema\/person\/38aa234e2be70f9819b5eaabe0fbaca9\"},\"description\":\"Fixed Deposits (FDs) have long been a preferred investment choice for those seeking stability and assured returns.\",\"breadcrumb\":{\"@id\":\"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/#primaryimage\",\"url\":\"https:\/\/s3.ap-south-1.amazonaws.com\/devblogs.incredmoney.com\/blog\/wp-content\/uploads\/2025\/02\/04101723\/image-5.png\",\"contentUrl\":\"https:\/\/s3.ap-south-1.amazonaws.com\/devblogs.incredmoney.com\/blog\/wp-content\/uploads\/2025\/02\/04101723\/image-5.png\",\"width\":1246,\"height\":826},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/devblog.incredmoney.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Mistakes to Avoid While Investing in Fixed Deposits (FDs)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/devblog.incredmoney.com\/blog\/#website\",\"url\":\"https:\/\/devblog.incredmoney.com\/blog\/\",\"name\":\"InCred Money\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/devblog.incredmoney.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/devblog.incredmoney.com\/blog\/#\/schema\/person\/38aa234e2be70f9819b5eaabe0fbaca9\",\"name\":\"Chirag Yogi\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/secure.gravatar.com\/avatar\/c2989c6c89a1e2e72b2a879230ab55295debe299354a678d4bc30716e245984b?s=96&d=mm&r=g\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/c2989c6c89a1e2e72b2a879230ab55295debe299354a678d4bc30716e245984b?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/c2989c6c89a1e2e72b2a879230ab55295debe299354a678d4bc30716e245984b?s=96&d=mm&r=g\",\"caption\":\"Chirag Yogi\"},\"url\":\"https:\/\/devblog.incredmoney.com\/blog\/author\/chirag-yogi\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Mistakes to Avoid While Investing in Fixed Deposits (FDs) - InCred Money","description":"Fixed Deposits (FDs) have long been a preferred investment choice for those seeking stability and assured returns.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/","og_locale":"en_US","og_type":"article","og_title":"Mistakes to Avoid While Investing in Fixed Deposits (FDs) - InCred Money","og_description":"Fixed Deposits (FDs) have long been a preferred investment choice for those seeking stability and assured returns.","og_url":"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/","og_site_name":"InCred Money","article_published_time":"2025-02-04T10:22:15+00:00","article_modified_time":"2025-02-21T05:54:20+00:00","og_image":[{"width":1246,"height":826,"url":"https:\/\/s3.ap-south-1.amazonaws.com\/devblogs.incredmoney.com\/blog\/wp-content\/uploads\/2025\/02\/04101723\/image-5.png","type":"image\/png"}],"author":"Chirag Yogi","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Chirag Yogi","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":["Article","BlogPosting"],"@id":"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/#article","isPartOf":{"@id":"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/"},"author":{"name":"Chirag Yogi","@id":"https:\/\/devblog.incredmoney.com\/blog\/#\/schema\/person\/38aa234e2be70f9819b5eaabe0fbaca9"},"headline":"Mistakes to Avoid While Investing in Fixed Deposits (FDs)","datePublished":"2025-02-04T10:22:15+00:00","dateModified":"2025-02-21T05:54:20+00:00","mainEntityOfPage":{"@id":"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/"},"wordCount":732,"commentCount":0,"image":{"@id":"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/#primaryimage"},"thumbnailUrl":"https:\/\/s3.ap-south-1.amazonaws.com\/devblogs.incredmoney.com\/blog\/wp-content\/uploads\/2025\/02\/04101723\/image-5.png","keywords":["Blogs"],"articleSection":["Fixed Deposits (FDs)","Investing"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/","url":"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/","name":"Mistakes to Avoid While Investing in Fixed Deposits (FDs) - InCred Money","isPartOf":{"@id":"https:\/\/devblog.incredmoney.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/#primaryimage"},"image":{"@id":"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/#primaryimage"},"thumbnailUrl":"https:\/\/s3.ap-south-1.amazonaws.com\/devblogs.incredmoney.com\/blog\/wp-content\/uploads\/2025\/02\/04101723\/image-5.png","datePublished":"2025-02-04T10:22:15+00:00","dateModified":"2025-02-21T05:54:20+00:00","author":{"@id":"https:\/\/devblog.incredmoney.com\/blog\/#\/schema\/person\/38aa234e2be70f9819b5eaabe0fbaca9"},"description":"Fixed Deposits (FDs) have long been a preferred investment choice for those seeking stability and assured returns.","breadcrumb":{"@id":"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/#primaryimage","url":"https:\/\/s3.ap-south-1.amazonaws.com\/devblogs.incredmoney.com\/blog\/wp-content\/uploads\/2025\/02\/04101723\/image-5.png","contentUrl":"https:\/\/s3.ap-south-1.amazonaws.com\/devblogs.incredmoney.com\/blog\/wp-content\/uploads\/2025\/02\/04101723\/image-5.png","width":1246,"height":826},{"@type":"BreadcrumbList","@id":"https:\/\/devblog.incredmoney.com\/blog\/mistakes-to-avoid-while-investing-in-fixed-deposits-fds\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/devblog.incredmoney.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Mistakes to Avoid While Investing in Fixed Deposits (FDs)"}]},{"@type":"WebSite","@id":"https:\/\/devblog.incredmoney.com\/blog\/#website","url":"https:\/\/devblog.incredmoney.com\/blog\/","name":"InCred Money","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/devblog.incredmoney.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/devblog.incredmoney.com\/blog\/#\/schema\/person\/38aa234e2be70f9819b5eaabe0fbaca9","name":"Chirag Yogi","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/c2989c6c89a1e2e72b2a879230ab55295debe299354a678d4bc30716e245984b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c2989c6c89a1e2e72b2a879230ab55295debe299354a678d4bc30716e245984b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c2989c6c89a1e2e72b2a879230ab55295debe299354a678d4bc30716e245984b?s=96&d=mm&r=g","caption":"Chirag Yogi"},"url":"https:\/\/devblog.incredmoney.com\/blog\/author\/chirag-yogi\/"}]}},"_links":{"self":[{"href":"https:\/\/devblog.incredmoney.com\/blog\/wp-json\/wp\/v2\/posts\/6975","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/devblog.incredmoney.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/devblog.incredmoney.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/devblog.incredmoney.com\/blog\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/devblog.incredmoney.com\/blog\/wp-json\/wp\/v2\/comments?post=6975"}],"version-history":[{"count":3,"href":"https:\/\/devblog.incredmoney.com\/blog\/wp-json\/wp\/v2\/posts\/6975\/revisions"}],"predecessor-version":[{"id":7804,"href":"https:\/\/devblog.incredmoney.com\/blog\/wp-json\/wp\/v2\/posts\/6975\/revisions\/7804"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/devblog.incredmoney.com\/blog\/wp-json\/wp\/v2\/media\/6976"}],"wp:attachment":[{"href":"https:\/\/devblog.incredmoney.com\/blog\/wp-json\/wp\/v2\/media?parent=6975"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/devblog.incredmoney.com\/blog\/wp-json\/wp\/v2\/categories?post=6975"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/devblog.incredmoney.com\/blog\/wp-json\/wp\/v2\/tags?post=6975"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}